AI-Native Identity Verification built for your market
AI-generated fraud is accelerating and customer drop-off is costly. You need a localized solution that solves both.
Built in Silicon Valley. Proven in the world’s most rapidly digitizing markets. 400M+ identity checks completed.
Network Intelligence
With 400M+ verified identities, our models continuously learn from emerging fraud patterns — catching bad actors while ensuring legitimate users get access.
Layered Defence
Biometrics, device intelligence, network intelligence, and source of truth verification work together to confirm a real person — and the right person — is conducting the check. Each layer is powered by AI models we train in-house. We leverage access to government databases and our own document verification models to provide cutting edge services. With a false rejection rate of 1-1.5%, legitimate users move through without friction.
Market Know-How
Our models are trained on local documents and faces, and optimised for the conditions your users actually encounter. Our products work across channels, whether your users are self-verifying, or onboarding with an agent. We are experts in local regulations and know what compliance actually requires.
Built for the Real World
Our SDKs are built for, and our models are trained on, real user conditions — low light, low bandwidth, and a wide range of devices — without compromising on performance, accuracy or pass rates.
4 of 5 top Nigerian banks and 3 of 4 South African BNPL leaders trust Smile ID
Partnered with Mastercard.
Onboard, Authenticate, Screen — one platform to build a trusted customer base
Onboard
Verify new users with the right method for each market: Government database checks where available, documents plus biometrics where required, custom combinations where compliance demands, with risk-based scores everywhere.
Authenticate
Re-verify users at high-stakes moments — login, new device, password change, transaction approval — to stop account takeovers.
Screen
Check identities against 1,000+ global and local sanction lists, PEP, and adverse-media lists with built-in continuous monitoring.
90% Reduction in identity-related fraud
10 min Average onboarding time, cut from 24 hours
How Flutterwave built trust with users while reducing fictitious sign-ups by 90%
See what Smile ID can do in your market
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